Beyond Vet Bills – Unwrapping The Advantages Of Dog Insurance
For many of us, our pets are not just animals; they are family members. We go to great lengths to ensure their well-being, from providing a balanced diet to showering love and attention. However, one aspect often overlooked is protecting them from unexpected health issues that can lead to hefty veterinary bills. This is where pet insurance comes into play, delivering a comprehensive solution to safeguard your furry friend’s health and your financial well-being.
Surgery Expenses And Hospitalisation Cover
The mandatory cover in this plan includes surgery expenses and hospitalisation cover:
- Surgery Expenses: You can claim surgery expenses, including pre and post-surgery, to ensure your pet receives the necessary treatment. Claims are subject to terms and conditions set forth under the motor insurance policy. *
- Hospitalisation Expenses: If your pet needs to be hospitalised, the policy safeguards you financially, covering expenses. Claims are subject to terms and conditions set forth under the motor insurance policy. *
Mortality Benefit Cover
This optional cover provides financial support in case your pet passes away due to illness, accident, breeding, pregnancy, or euthanasia prescribed by the vet. The policy also covers cremation/burial expenses, offering a compassionate benefit during difficult times.
Terminal Diseases Cover
Protect your pet against critical illnesses such as cancer, coagulation disorders, kidney failure, cardiac dysfunctions, distemper, and leptospirosis with a lump sum compensation.
Long-Term Care Cover
For illnesses requiring extended care, the policy provides a lump sum compensation. Covered conditions include epilepsy, pancreatitis, Cushing’s Syndrome, diabetes, thyroid dysfunction, ascites, glaucoma, and inflammatory bowel disease.
OPD Cover
The optional OPD covers benefits injuries due to accidents or specific diseases, offering protection.
Third-Party Liability Cover
Accidents happen, and if your pet is involved in one causing injury, demise, disease, or property damage, the policy provides legal liability coverage. *
Theft/Straying/Lost Cover
If your pet goes missing, this optional cover allows you to claim up to the sum insured, including a reward for anyone helping find your pet. The policy also covers advertisement costs if you need to search for your pet. *
Entry And Exit Age For Pet Insurance
To be eligible for this cover, your dog or cat must be between 3 months to 4 years for Giant Breeds or 3 months to 7 years for Small/Medium/Large breeds. Renewals can extend coverage up to 6 years for Giant breeds or 10 years for Small/Medium/Large breeds.
Documents To Be Submitted
When buying the policy, provide the necessary documents, including a filled form, colour photos of your pet, vaccination records, diagnostics test results for pets over 4 years, pedigree certificate (if applicable), and purchase proof (if opting for a higher sum insured).
Investing in pet insurance is a thoughtful way to extend your care for your furry family members. Beyond vet bills, this pet insurance for dogs offers a comprehensive safety net, ensuring your pet’s health and financial stability.
Additionally, it also applies to cat insurance. Don’t just secure their present; invest in their future well-being with a policy that goes above and beyond. Claims are subject to terms and conditions set forth under the motor insurance policy. *
Securing dog health insurance is a proactive way to provide comprehensive medical coverage for your furry companion and protect against unexpected veterinary expenses. Claims are subject to terms and conditions set forth under the motor insurance policy. *
*Standard T&C Apply
Disclaimer: The content on this page is generic and shared only for informational and explanatory purposes. It is based on several secondary sources on the internet and is subject to changes. Please consult an expert before making any related decisions.
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.